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Let's decide your loan amount
Instant loan amount up to ₹2 Lakh with competitive interest rates and flexible repayment options
Loan Application
Fill out the form below to apply for a loan. We'll review your application and get back to you shortly.
Application Guidelines
Important Requirements
- Age must be between 23-65 years
- Monthly income of ₹40,000 or above
- Clean credit history (CIBIL score 650+)
- Valid ID and address proof
Document Checklist
Identity Proof
PAN card with exact same name as official records
Address Proof
Any valid address proof document
Income Proof
Latest 3 months' salary slips or bank statements
Security Assurance
Your information is secured with bank-level encryption. We never share your personal data with unauthorized parties.
How We Serve You
Use our interactive loan calculator to plan your EMIs and understand the total cost of your loan.
Loan Calculator
A processing fee of 5% (₹5,000) will be deducted from the loan amount
Rates & Charges
Understand the fees and charges associated with our loans before you apply.
Loan Parameters
Loan Amount
Minimum loan amount - ₹5,000/- | Maximum loan amount - ₹2,00,000/-
Tenure
Up to 365 days, with flexible repayment options tailored to your financial situation.
Processing Fee
@ 2% of loan amount (deducted from the disbursed amount)
Additional Charges
Pre-Closure & Prepayment
No pre-closure charges and no prepayment charges, giving you flexibility to repay early.
Annual Percentage Rate (APR)
@ 15% to 31%, based on your credit profile and loan amount.
Penalty Charges
Cheque bounce charges - ₹1,000/- per instance
Important Note
- Interest rates and charges may vary based on your credit profile, loan amount, and tenure
- All charges are subject to applicable GST
- Late payment charges will be applicable as per the terms mentioned in your loan agreement
- Interest is calculated on a reducing balance basis
Personal Loan Eligibility Criteria
To qualify for a personal loan with us, you need to meet the following eligibility criteria.
Age
Applicants must be between 23 to 65 years of age at the time of loan application.
Employment
Salaried employees with at least 3 months of work experience with the current employer.
CIBIL Score
A credit score of 650 or above is required for favorable loan terms and quick approval.
Monthly Income
Minimum monthly salary of ₹40,000 or above for salaried individuals.
Documentation Requirements
Essential Documents
- Valid PAN Card
- Valid Aadhar Card
- Latest 3 months' salary slips
- Latest 6 months' bank statements
Additional Requirements
- Indian citizenship
- Residence in a city where we operate
- Good credit history with no defaults
- Active mobile number linked to Aadhar